Bike Finance Interest Rates
Bike finance readily available in Australia from Finance Ezi. Low interest rates and fast easy approval process.
If you want to consolidate more in your finance loan, Finance Ezi can also with your
Income Loan Protection.
Consolidating your previous bike loan still owed on your trade in.
Motorbike finance is similar to getting a regular loan.
Your choices are :
Secured Bike Finance
The bike itself is the security. If you don't pay, then the bike can be repossessed after a period of defaults. Interest rates are normally cheaper. Finance Ezi always recommends to look at cheap effective ways to insure yourself for any unforeseen circumstances.
Unsecured Bike Finance
Unsecured bike finance is done as a personal loan. These of tern have higher interest rates but can give flexibility in not tying un cumbering the bike. Personal loans we recommend through the main banks Finance Ezi provide bike loans to all Australians , with good credit ratings.
No Deposit Bike Finance
No deposit bike loans are available though we do recommend to make a down payment if you can, because that will reduce your payments and also the interest that you pay.
Although it might seem tempting to sell your old bike, you might find its a better trade-in deal when you buy your new motorcycle than you could get by selling it. You win all round: a better deal and also you pay back less in interest. Here at Finance Ezi we will make sure that you get the best deal possible.
Fixed Rate Bike Loans
If you are looking for a bike loan, try to get one where you have a fixed interest rate, so that your repayments remain the same all the way through. You don't want to find yourself paying more when you have budgeted for the maximum you can afford to repay each month.
The bike's build date at the beginning and end of the loan could be a factor, and finance companies do prefer the bike to be no more than 12 years old when the loan contract is over. Older motorbikes are ok, but limit the number of lenders to choose from. Generally if you are seeking a four year motorbike loan, you should make sure it is no more than eight years old when you buy it. We recommend to check first with Finance Ezi before making an offer if it is any older.
Finance Ezi will discuss this with you if you call us, and if you must have that fabulous motorbike, then we will find a solution for you.
If you have your eye on that fantastic road bike then work out the max you can afford to put down on it, add what you should get as a trade-in for your existing bike and then use our online bike loans quote request.
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